Louise Minchin, Gloria Hunniford, Julia Somerville and the team at Rip Off Britain HQ hear from the women from South Wales who have been hounded for hundreds of pounds worth of debt after someone else took out a "buy now, pay later" account in their names. Could the company be doing more to protect people? And we reveal how some online sellers of number plates are making life easy for criminal cloners by failing to carry out proper checks on buyers.